Sean P. Trombetti
Sean Trombetti, Broker and Loan Originator
Sean has been a Georgia resident since 1972 when his family moved from Ohio. He graduated from the The University of Georgia with a BBA in Marketing in 1990 and spent 12 years working in the software industry, as a quality analyst, hence his tendency toward and skill in working with many details. Sean and his wife, Christi live and Roswell, GA and at their 2nd home in Cedar Bluff Alabama.
Since joining the mortgage finance industry in 2003, Sean has worked through the best of times and the worst of times, gaining the experience and the knowledge he uses every day to counsel clients ranging from first time buyers, empty nesters, refinance customers, and special circumstances.
As a broker-owner, Sean makes himself available when clients need him. That may be a night or weekend, after hours, or very early morning. Client satisfaction is the key to his business which is built on referrals and repeat business. He’s with you from the first call to the closing!
Peter Berk
Loan Originator
Peter joined our team in 2020. He has been a mortgage originator since 1999, as a partner in a mortgage company from 2000-2007, then a mortgage professional for a national bank. Peter is also a non-practicing CPA with a keen sense for numbers and working with complicated scenarios.
With regard to work, Peter says “I enjoy problem solving for our customers and being their mortgage guy that they can count on for good advice and I like Reliant Mortgage Solutions because ALL of us work together in helping our customer get to the closing table. We answer our phones and respond to our emails. We work hard to avoid problems but when they happen, we have the ability to figure out resolutions quickly”. NMLS# 35090
Chante Freeman
Senior Loan Processor
Chante has been working in the mortgage business since 2002, as File Coordinator, Jr. Underwriter, Sr. Underwriter, Forensic Underwriter, QC Auditor, Loan Officer & Processor. She is also a licensed mortgage originator since 2016. With regard to work, Chante says “I think what makes me good at what I do is the years of the experience that I have combined with all of the different areas that I have worked in, in the industry. I love what I do in my career, the most satisfying part about it is helping those first-time home buyers accomplish the goal of buying a home, and helping people achieve their financial goal as it relates to mortgages.” NMLS#1180822
Christi Trombetti
Christi is a veteran of the real estate industry, working as a Realtor for 20 years before becoming a licensed loan originator. Years of experience helping clients buy and sell homes includes years of working with lenders, learning about loans, appraisals, and the entire process of providing value to her clients! Professionalism, competence, and client care are what has made her successful. Christi Joined Reliant Mortgage Solutions in 2020 as a processor assistant and general administrative support. She is now proficient in loan processing as well as originating and excels at communicating with our customers. NMLS#2428971
James Eveld
A Texas Native, James began his mortgage career in October 2021 in thriving central Texas and joined our team in May of 2022. He holds a BBA in economics from St. Edward's University where he learned the essential principles of finance. He incorporates this education into his interest in real estate and passion for helping others. James lives by his mission statement that as a loan originator his goal is to provide mortgage education and guidance for past, current, and future home buyers. He is a licensed mortgage loan originator in the State of Texas. NMLS#2158129.
Matthew Share
Matthew has been a successful real estate agent in Metro Atlanta for 20 years. He has now also become a licensed mortgage loan originator in Georgia and joined the Reliant Mortgage Solutions team so that he could offer the same great service and advice to his clients and his colleague’s clients with regards to their mortgage loan needs. His educational background with a Bachelor’s degree in business administration / marketing from SUNY Buffalo combined with a Master of Science in computer information systems from GA State University helps him remain both personable and business savvy when explaining complex processes to his clients while seamlessly transitioning into an analytical and math-oriented mindset when necessary. NMLS #2402350
Holly Taylor
Holly has an extensive history in the mortgage industry and has been actively licensed since April 2021. With years of industry expertise, she has successfully facilitated numerous loan transactions, providing tailored financial solutions to her clients’ needs. Her passion for helping individuals and families achieve their financial goals is reflected in the satisfaction of her clients.
NMLS #1487821
FAQ
Answer: Absolutely not. There are conventional programs as low as 3% down for conventional programs, 3.5% for FHA, and some 0 down programs.
Answer: The answer both of these is yes. In fact, FHA allows non family members to give gifts but they do have to be documented and tracked?
Answer: An inquiry typically has a small, but negative, impact on your credit score. You can shop around for a mortgage and it will not hurt your credit. Within a 45-day window, multiple credit checks from mortgage lenders are recorded on your credit report as a single inquiry.
Answer: A pre-qualification letter basically states that the lender has looked at the application and made a decision based on what was submitted. A pre-approval letter is a file that has already been through underwriting and approved just waiting now on the buyer to find a home.
Answer: A “mortgage broker” typically works with several or more lenders to provide different options and rates to the consumer. Usually mortgage brokers use these lenders to “fund” and close the loans in the funding lenders name. A “bank” typically funds in their names and consumers applications are generally not “shopped” as the bank carries their own products.
Answer: Conventional loans are underwritten according to Fannie Mae and Freddie Mac guidelines and borrowers with higher credit scores and lower debt to income ratios fall into this category. FHA loans are written to FHA guidelines and are more flexible with the credit scores and debt to income ratios.